The mortgage is a right assigned to a lender on a property as collateral for the payment of a debt . The owner of the house or apartment is not dispossessed of it. However, in the event of payment incidents, the financial institution may seize the property and sell it at auction in order to recover the capital remaining due and the interest. The mortgage guarantee is also inseparable from the land registration system, which means that you have to go before a notary authorized to use it. What are the notary fees for a loan buyout with mortgage? What…

  Simple, fast and accessible micro-credit to the greatest number Micro-credit is a method of financing that has existed for thirty years. First intended for entrepreneurs in emerging countries, micro-credit has spread widely across all continents to finance projects that are both professional and personal including in France. Infra Bank innovates by offering a micro-credit offer for individuals that is simple, fast and open to the greatest number. The amounts offered are between 100 and 600 USD, repayable in 3 or 4 months Infra Bank provides a response in less than 24 hours, the funds are released immediately and are…

Do you want to compare loans online? This will only take you a few minutes of your time, making it easy to make sure you are well aware of the costs. Take a good look at the interest rate of the loan, among other things, but also make a comparison to check whether the costs will ultimately not rise too far due to the term. In particular, it is the trade-off between the interest rate and the term that determines how much costs you ultimately incur. List the different options, so that you will not be faced with surprises afterwards….

Recently, Credit Checker introduced a new look when generating a Credit Checker report, just like the website was rebuilt and at first glance, there is no free report option. However, after a while, you can easily find such an option and it looks like it is especially hidden so that interested parties buy paid access. Let’s start from the beginning, i.e. from the Credit Checker website, where, as in the previous entry, we will show a number of options to choose from. Select “login” on the right and then “New Credit Checker account” as in the picture. Then we will…

When you filed for bankruptcy, I bet you swore you would never get a loan again, and whether your bankruptcy came about because of a job loss, a divorce, medical issues, or just excessive spending. Value of the loan In our culture, it’s a tall order, especially when you can finance everything from a set of towels to a new home that you buy through a catalog or online. Or maybe you’re a client who recognizes the value of the loan and can’t wait to begin rebuilding. While it is true that bankruptcy can remain on your credit record for…

One person’s suffering is Freud’s: If savers are annoyed about mini-interest on overnight and fixed-term deposits, borrowers will be happy about cheap loan interest. In 2019, it even went slightly down again. What development can be foreseen for 2020? MCB base rate The key interest rate of the MCB determines the percentage by which banks can borrow money from the headquarters in Frankfurt. The following applies here: the lower this value, the lower the loan interest. Finally, the financial institutions pass on their costs to the borrowers in the form of MCB interest. The key interest rate has been at…

The subordinated loan is mainly for the business market, although in theory it is also possible to make private use of it. The subordination relates to the order in which creditors can be placed when they claim their money back. In this respect, the subordinated loan is a product that often leads to relatively high interest rates, but can pave the way for other loans to be taken out. In this way, the subordinated loan is often an interesting business choice, for companies that would like to raise more capital. The subordinated loan poses a relatively high risk to the…